Think of the Points, the Miles!

By Gail Rubin

Could your credit card limit handle a charge of $8,000 to $15,000 or more for the products and services of a funeral home or cemetery? Think of the points, the miles if you could!

Funeral homes and cemeteries won’t bury or cremate your loved one without some kind of payment upfront. Many accept credit cards and some offer unsecured credit plans to families that need the funds.

Families counting on traditional big life insurance policies to cover funeral costs may have to scramble to cover expenses after the insured dies, before the policy pays off. If there is no insurance, families might access personal savings, use credit cards, borrow from family and friends, or perhaps hold an online fundraising campaign or memorial car wash.

That’s why preneed funeral planning with funeral insurance helps make it so much easier for families.

There are two types of funeral insurance: preneed funeral insurance issued through a funeral home, and final expense insurance offered by insurance agents. Which is better for you depends on your life situation. You can learn about the pros and cons of both in this article at AGoodGoodbye.com.

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